Private Real Estate Credit, Flexible Capital.
Kincroft Capital is an institutional private credit platform focused on providing non-bank financing solutions to experienced real estate sponsors and developers.
We combine institutional execution with entrepreneurial flexibility, tailoring capital structures that align with each project's vision, timeline, and business plan.
Our Lending Programs
| Financing Type | Purpose | Loan Size | Leverage Range | Typical Term |
|---|---|---|---|---|
| Construction Loans | Ground-up or major redevelopment projects | $20M–$150M+ | Up to 80% LTC | 18–36 Months |
| Bridge Loans | Transitional or lease-up assets | $10M–$75M | Up to 85% LTV | 12–18 Months |
| Term Loans | Stabilized, cash-flowing properties | $10M–$100M+ | Up to 80% LTV | 3–5 Years |
| Mezzanine Debt | Subordinate financing to enhance returns | $5M–$25M | Up to 85% LTV | 18–36 Months |
| Preferred Equity | Structured partnership capital for growth | $5M–$25M | Up to 90% LTV equivalent | 18–36 Months |
Construction Loans
Ground-up or major redevelopment projects
$20M–$150M+
Up to 80% LTC
18–36 Months
Bridge Loans
Transitional or lease-up assets
$10M–$75M
Up to 85% LTV
12–18 Months
Term Loans
Stabilized, cash-flowing properties
$10M–$100M+
Up to 80% LTV
3–5 Years
Mezzanine Debt
Subordinate financing to enhance returns
$5M–$25M
Up to 85% LTV
18–36 Months
Preferred Equity
Structured partnership capital for growth
$5M–$25M
Up to 90% LTV equivalent
18–36 Months
Where We Lend
North American Reach. Local Expertise.
Kincroft Capital originates and deploys capital across select growth and core markets in the United States and Canada. The regions where demographic expansion, economic diversification, and capital market depth support durable real estate demand.
In Canada, our focus is centered on major urban markets including Toronto, Vancouver, and Calgary. These cities offer scale, liquidity, and long-term fundamentals supported by population growth, constrained supply, and stable institutional ownership. Within these markets, we actively lend across multifamily, industrial, and necessity-based retail assets.
In the United States, we target high-growth regions and core metropolitan areas, with particular emphasis on the Southeast and Sun Belt, including the Carolinas, Georgia, Florida, Texas, and Tennessee, as well as key gateway and growth markets such as Denver, Phoenix, and select coastal cities. These markets are defined by in-migration, job creation, and business-friendly environments, creating sustained demand for multifamily, industrial, storage, retail, and mixed-use assets.
Our approach is grounded in local market understanding and direct engagement with sponsors, operators, and intermediaries. We underwrite each opportunity with a view toward regional dynamics, structuring capital solutions that reflect not only the asset, but the market in which it operates.
Borrower Profile
A disciplined approach to partnership, focused on performance, professionalism, and alignment
"Capital isn't a commodity, it's a tool. Our role is to understand where it fits in the capital stack and engineer solutions that create clarity, flexibility, and performance for our borrowers."